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Why Consider Container Contents Insurance?
Most homeowners’ or renters’ insurance policies cover your contents when they are at your residence. Even if you already have insurance that might cover the items you’ll be storing, you may still want Storage Protectors’ Container Contents Insurance. Your homeowners’ or renters insurance policy probably has a large deductible. With the Storage Protectors Container Contents Insurance policy, your deductible is often much lower. It provides peace of mind knowing your belongings are covered by an “A” AM Best rated insurance company.
What Does Container Contents Insurance Cover?
A Storage Protectors policy covers damage to your belongings from certain accidental events, including fire, burglary, pests and vermin, and damage in transit (Mold, fungus, rodent, and vermin damage is capped at $500). Water damage coverage is limited — it applies only when water enters as a direct result of a sudden, accidental breach of the storage unit’s exterior structure. Flooding, mudslides, sewer backup, and groundwater intrusion are not covered.
Some of these coverages may not be available through your homeowners’ or renters’ insurance policy. Filing a claim will not affect your homeowners’ or renters’ insurance premium or cause cancellation.
Not Having Insurance
If you choose not to add insurance, Bins, LLC will not be responsible for any damage to items stored in your Bins Containers.
How To Enroll
To enroll in Storage Protectors insurance, complete and sign the writable Contents Insurance Coverage Selection Form, where Occupant selects the desired container contents insurance coverage amount and is opting to participate in Storage Protectors’ Container Contents Insurance Program for mobile storage containers.
Just let your Bins representative know which option you’d like to purchase and it will be added to your next billing cycle. Click here to download the enrollment form, or enroll online below.
If you choose to protect your container with Storage Protectors you can choose from several options:
*All coverage options include two (2) 8′ Bins Containers or one (1) 16′ Bins Container
Container Damage Waiver
This contract offers, for an additional charge, the option to waive your liability for damage or loss to the rented Container. This waiver is optional and may be declined. You are advised to carefully consider whether purchasing this waiver. Homeowners / Renters insurance may not cover damage to the rented Container.
THIS DAMAGE WAIVER IS NOT INSURANCE AND IT IS NOT PROVIDED BY THE STORAGE PROTECTORS INSURANCE PROGRAM. IT IS A CONTRACTUAL AGREEMENT BETWEEN STORAGE PROTECTORS AND THE CUSTOMER.
For your convenience, Storage Protectors offers the following Container Damage Waiver options:
Your liability is not waived for the following events: intentional acts, flood, animals, nuclear events, earthquakes, rodent damage, government actions or seizures, and loss of use. Cosmetic damage — such as scratches, dents, or surface wear — is also excluded unless the damage compromises the structural integrity of the Container.
This optional Waiver does not cover the customer’s contents while in the Container on the customer’s property or any other location other than what is expressed in the covered section.
Policy Details
Storage Protectors provides contents and damage waiver coverage insurance to Mobile Storage container and traditional Self-Storage customers in the United States, Canada, and U.S. territories.
Get Your Bins® Container
Experience the convenience of hassle-free moving and storage—get your instant quote today and discover how Bins® can simplify your relocation process. If you have any questions or would like to speak to a team member, feel free to call 1-800-468-2467.