Why Consider Container Contents Insurance?

Why Consider Container Contents Insurance?

Most homeowners’ or renters’ insurance policies cover your contents when they are at your residence. Even if you already have insurance that might cover the items you’ll be storing, you may still want Storage Protectors’ Container Contents Insurance. Your homeowners’ or renters insurance policy probably has a large deductible. With the Storage Protectors Container Contents Insurance policy, your deductible is ZERO, when you use a discus lock, otherwise it is only $100. It provides peace of mind knowing your belongings are covered by an “A+” AM Best rated insurance company.

What Does Container Contents Insurance Cover?

A Storage Protectors policy covers damage to your belongings in the event of a variety of accidental circumstances, including fire, water damage, burglary, pests and vermin and any damage in transit. A number of these coverages may not be offered through your homeowners’ or renters’ insurance policy. Filling a claim will not affect the amount of your homeowners’ or renters’ insurance premium or cause cancellation.

Not Having Insurance

If you choose not to add insurance, Bins, LLC will not be responsible for any damage to items stored in your Bins Containers.

How To Enroll

To enroll in Storage Protectors insurance, complete and sign the writable Contents Insurance Coverage Selection Form, where Occupant selects the desired container contents insurance coverage amount and is opting to participate in Storage Protectors’ Container Contents Insurance Program for mobile storage containers.

Just let your Bins representative know which option you’d like to purchase and it will be added to your next billing cycle. Click here to download the enrollment form, or enroll online below.

If you choose to protect your container with Storage Protectors you can choose from several options:

  • $2,000 coverage – $15.00 per month
  • $5,000 coverage – $25.00 per month
  • $10,000 coverage – $45.00 per month
  • $15,000 coverage – $60.00 per month
  • $20,000 coverage- $75.00 per month

*All coverage options include two (2) 8′ Bins Containers or one (1) 16′ Bins Container

Container Damage Waiver

This contract offers, for an additional charge, the option to waive your liability for damage or loss to the rented Container. This waiver is optional and may be declined. You are advised to carefully consider whether purchasing this waiver. Homeowners / Renters insurance may not cover the damage to the rented Container.. THIS DAMAGE WAIVER IS NOT INSURANCE AND IT IS NOT PROVIDED BY THE STORAGE PROTECTORS INSURANCE PROGRAM. IT IS A CONTRACTUAL AGREEMENT BETWEEN STORAGE PROTECTORS AND THE CUSTOMER.

For your convenience, Storage Protectors offers the following Container Damage Waiver option:

  • Monthly Cost: $25 per month (waiver of liability to Container itself)
  • Coverage Limit: $3500

This optional Container Damage Waiver waives your liability for damages to the Container. Your liability is NOT WAIVED for these events: intentional acts, flood, animals, nuclear, earthquakes, wear & tear, rodent damage, government actions or seizures and loss of use*. This optional Waiver DOES NOT cover the customer’s contents while in the Container on the customer’s property or any other location other than what is expressed in covered section.

Policy Details

Storage Protectors provides contents and damage waiver coverage insurance to Mobile Storage container and traditional Self-Storage customers in the United States, Canada, the European Union and the UK.

Storage Protectors’ Contents and Container Damage Waiver Insurance Programs are underwritten by Falvey Insurance Group, Ltd. (“Falvey”) as Managing General Agent of those Interested Underwriters at Lloyd’s, London. The Program is administered by Carstin Insurance Partners / Airpark Insurance, a leading specialty insurance brokerage firm, AZ License Number 3000750988.

In Canada, coverage is represented through Jones Deslauriers, 2375 Skymark Avenue, Mississauga, ON, L4W 4Y6.

Get Your Bins® Container

Experience the convenience of hassle-free moving and storage—get your instant quote today and discover how Bins® can simplify your relocation process. If you have any questions or would like to speak to a team member, feel free to call 1-800-468-2467.